Types Of Investments

Before making up your mind to invest in anything you should try to find out what type of investment will best suit your standards and whats best for you to go into as an investor.

Growth Investment
Growth investment is a stock-buying strategy that focuses on a companies capital appreciation. It is suitable for long term investors who can withstand the ups and downs of the market.

Defensive Investment
Defensive investment places more importance on generating income as opposed to growth. They are seen as lower risk investment.

Cash Investment
Cash investment has a lower return level. They offer no capital growth but deliver a regular income. They include normal bank accounts, high interest savings and term deposits.

Shares
Shares can grow the value of your initial investment over a medium to long term. Shares are one of the most risky types of investment as their value may fluctuate as frequently as daily. Some shares pay you part of the companies yearly profits, the pay is called a dividend. They represent part ownership of a company or corporation which entitles you to some percentage of their earnings.

Property
Properties include houses, lands, cars etc and just like shares, their value can also fluctuate. You can invest by buying a property and selling after a certain period to gain. You can also invest through a property investment fund.

Fixed Interest Investment
Fixed interest investments are normally issued by the government, corporations or banks to raise funds. In this type of investment, the government borrows money from investors and offers an interest rate in return.
They also offer lower levels or risk but also lower return levels.

Comments

Top Ten Businessmen/Entrepreneurs in Nigeria

10 . Oba Otudeko Oba Otudeko CFR is a Nigerian businessman who serves as the founder and chairman of the Honeywell Group. He also serves as chair of FBN Holdings and founder of the Oba Otudeko Foundation. As of June 2017, his estimated net worth was US$550 million. Ayoola Oba Otudeko was born in Ibadan, Oyo State, South-West Nigeria on 18 August 1943 to a royal family, thus making him an Omoba of the Yoruba people. Oba Otudeko studied Accountancy at the Leeds College of Commerce Leeds, Yorkshire, United Kingdom (which is now part of the Leeds Beckett University). Professionally, Oba Otudeko is a Chartered Banker, Chartered Accountant and a Chartered Corporate Secretary. Oba Otudeko has also attended executive management training programmes at International Institute for Management Development (IMD), Harvard Business School and Hult International Business School (then known as Arthur D. Little School of Management). Oba Otudeko was elected the 16th President of the

Tips To Use For Making A Business Plan

Making a business plan especially for someone who hasn't created one may look like a really difficult task but it's really not as hard as you think, all you need is a little help which I hope to provide here. First off, what is a business plan? A business plan is a document that carries a summary of the major objectives of a business, both operational and financial. It contains details on the budgets and how the business objectives are to be achieved. You'll need these tips to make a good business plan: Make your plan with your audience as your focus Research about your business market Consider your competitors Make sure your plan is straight to the point Your plan should have a detailed description of your products, services, finances, goals and strategy. Your financial information must be detailed and accurate You should make a really impressive executive summary An executive summary is a brief section of your plan that summarizes the whole plan

5 Hunting Job Mistakes To Avoid

If you do not want your job hunt to be a demoralizing, difficult and a futile attempt, you have to cut out several mistakes. The fact is not many potential employees know what they are getting wrong. They seem to fulfill all the requirements, have a splendid-looking resume but still cannot land a job. If you’re one of such people with an unsuccessful job hunt in 2019, avoid these 5 mistakes to stand a better chance in the future. 1. Beating Around The Bush It’s 2020 and employers are even more interested in what you can bring to the table. What value can you add to their organization? Rather than go on and on about all you’ve ever done, focus more on what you’ve accomplished. Employers are particularly interested in the main features and highlights of your ability to fit in to what they have. This means you’ll be better served when you indicate areas of your career that generate more interests. 2. Taking Rejection Personally Rejection is definitely part of the pr

Welcome to The Career's Club

Search This Blog