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Despite the rhetoric, majority of Nigerians are still wary of the so called N1 trillion intervention fund. When the COVID-19 pandemic came with all her fangs, world leaders swung into action with the creation of intervention funds and palliatives to ease the burden of the average citizen. In Nigeria, asides the palliatives of foodstuff given by state and federal governments alike, drums were rolled when the Central Bank of Nigeria disclosed its support for critical sectors of the economy.   The apex bank first initiated a fund of N50 billion soft loans to small businesses. The N50 billion Targeted Credit Facility (TCF) was to serve as a stimulus package to support households and micro, small and medium enterprises (MSMEs) whose economic activities have been significantly disrupted by the COVID-19 pandemic. The financial institution for the scheme is NIRSAL Microfinance Bank (NMFB) and the interest rate under the intervention was fixed at 5% per annum (all-inclusive) up ...

As Lagos, Nigeria's commercial capital, opens up after being on lockdown for over a month due to the COVID-19 pandemic, health and safety concerns of workers have come under the heavy spotlight. It is important to take a measured approach to ensure all employees do not return to work, infect or get infected so as not to jeopardize the frailty of the current battle against the virus. For employers whose employees have to return to work, the five safeties and health approach below are just a few steps to note before throwing those doors open on Monday, May 4, when full activities are expected back to life in West Africa's most populous city. The 5 approaches include: ·         Hazard elimination, which means keeping employees at home, a strategy that works for some, but not others, and won't lead to full economic recovery. ·         Personnel substitution, in this case initially bringing back jus...

Character they say is the beauty of a woman and money is the beauty of a man that's why every man desires success and a luxurious lifestyle. Moreover, few are willing to go through the right path of success in order to achieve it. There are certain things men do in their daily life activities that hinder their opportunity to success. They may see it as a way out of poverty, but woefully, it's the gateway to the throne of poverty. There are many habits that can keep a man in the circle of poverty. Check them out below: 1.      Gambling: There is no such thing as getting rich quick. Financial success takes time, takes initiative, and requires relentless effort to achieve. People who engage in gambling are deluded into thinking there is a shortcut to success. A lot of self-made millionaires today didn’t pursue any get-rich quick schemes. Instead, they make a habit of pursuing their dreams and their goals one after the other. A lot of Nigerian youths belie...

If you do not want your job hunt to be a demoralizing, difficult and a futile attempt, you have to cut out several mistakes. The fact is not many potential employees know what they are getting wrong. They seem to fulfill all the requirements, have a splendid-looking resume but still cannot land a job. If you’re one of such people with an unsuccessful job hunt in 2019, avoid these 5 mistakes to stand a better chance in the future.  1. Beating Around The Bush It’s 2020 and employers are even more interested in what you can bring to the table. What value can you add to their organization? Rather than go on and on about all you’ve ever done, focus more on what you’ve accomplished. Employers are particularly interested in the main features and highlights of your ability to fit in to what they have. This means you’ll be better served when you indicate areas of your career that generate more interests. 2. Taking Rejection Personally Rejection is definitely part of th...

With the outbreak of the novel corona virus, many companies and organisations have had to go on lock down. Directives have been given for those who can work from home to do so, thanks to modern technology. In case you find yourself in the category of those who have to work from home, below are tips on staying productive. 1.        Create a Work space Now that your home is your temporary office, it is advisable that you designate a part of the house as your work space. Avoid choosing the bed, sofa or TV area. This is to ensure you keep leisure and work spaces well defined. 2.        Prioritize your tasks For every day you need to work, make a list of the things you need to get done and in the order in which they need to get done as soon as possible. This will help you move forward and achieve your objectives. 3.        Create a work schedule Now that you are working remotely,...

The World Health Organization (WHO) has declared the coronavirus outbreak a pandemic amidst continued spread all around the world. Health agencies have advised several safety measures and how best to stay safe at this time, including limiting exposure to crowds. Importantly, research suggests that while viruses survive on most surfaces for around 48 hours, paper money can transport a live flu virus for up to 17 days. And, while polymer banknotes are considered three times cleaner than their paper counterpart, they can still carry harmful bacteria for anywhere between 6 and 24 hours. The health and welfare of bank staffs and its customers are of great importance. Thus, in addition to measures put in place at bank branches to reduce the risk of potential transmission, we are encouraged to minimize cash transactions by using our self-service channels to securely and conveniently transact anywhere and anytime. The following are tips to help Bank Safely: ATM Cards - Use your ...

At an estimated 8.5 billion USD as at 2020, Aliko Dangote remains the richest person in Africa for the 9th consecutive year. Achieving this takes a certain mindset and lifestyle. Here are the Five Important Lessons to learn from African’s Richest Man, Aliko Dangote. 1.        Move Smart In an interview with Dangote, he said, "I always make sure I hire people smarter than me." Surround yourself with people who are knowledge seekers, even more than you. A chain is only as strong as its weakest link. Ensure your circle is full of people who motivate you to be the best you can. This shows how far Dangote is willing to go in learning even from his employees as one never stops learning. This shows how well he works SMART. 2.        Know Your Talent Speaking with Vanguard, Dangote shared, "I can remember when I was in primary school, I would go and buy cartons of sweets [sugar boxes] and I would start selling them just t...

December last year, I made a post on my Facebook handle about the four essential things one must do to have a prosperous 2020. This was borne out of the fact that people set ambiguous New Year resolutions and never gets to keep to them, they set big goals and get confuse when things do not go for them as planned. The essence of this post is not just to reach wider audience but also to remind you that small goals matter as they sum up to big goals that we desire to achieve. (I will talk about small goals some other time). The Four Important things you must do before the end of 2020 are:- 1.        Create Value: I will call this Value Creation, there is no need to go into the oxford, Cambridge and other authors definition of Value Creation. In 2020, you must make intentional efforts in creating value for yourself, your business, your family, friends and even foes. People tend to stick around when they see that value is being created around a p...