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Despite the rhetoric, majority of Nigerians are still wary of the so called N1 trillion intervention fund. When the COVID-19 pandemic came with all her fangs, world leaders swung into action with the creation of intervention funds and palliatives to ease the burden of the average citizen. In Nigeria, asides the palliatives of foodstuff given by state and federal governments alike, drums were rolled when the Central Bank of Nigeria disclosed its support for critical sectors of the economy.   The apex bank first initiated a fund of N50 billion soft loans to small businesses. The N50 billion Targeted Credit Facility (TCF) was to serve as a stimulus package to support households and micro, small and medium enterprises (MSMEs) whose economic activities have been significantly disrupted by the COVID-19 pandemic. The financial institution for the scheme is NIRSAL Microfinance Bank (NMFB) and the interest rate under the intervention was fixed at 5% per annum (all-inclusive) up ...

Lets be honest, being an entrepreneur is not as easy job and keeping clients is not a strong suit for everyone so today, I will be pointing out just a few things to do to retain clients. I'll admit that getting clients is easier than keeping them because a lot of people may be doing what you do and may probably be better at it than you. Things you can do to retain your clients: Sharpen your skills: There's no harm in trying to be a better version of yourself even when it comes to your work. You can always read about what you do and how others are doing it to make your own methods better. You can also attend seminars, meetings or even a book club with people interested in what you do and also reading about it to share ideas and get some inspiration. Be punctual and on time: Similar to the feeling you get when you order a meal youve been craving at the exact time you want it with the exact drink you want, is the feeling of being a satisfied customer getting what you order...

The numbers of victims of the Coronavirus increase by the day. Keeping your business from sinking is one of the major priorities during this crisis. A few notes and tips on how to keep your business moving in this crisis are: Follow the prevention steps provided by the Health Management Organizations i.e wash your hands regularly and keep them sanitized, use a tissue for coughs, avoid touching your face, drink water regularly, eat healthy and generally maintain a high level of hygiene. Digitize your business and move it majorly online. Don't stop marketing. Keep showing the world and your potential customers what you have to offer to them and don't relent. Keep in touch with your staff and keep them motivated to work. Give your customers attention, they are your priority and showing them you are available to them in this crisis will tell them how dedicated you are to them and to your business. Most importantly, stay safe as you will be in contact with lots of p...

Not all businesses are for everybody but there are some businesses that may not give you an instant large gain amount. Recharge card business is one of those businesses. A recharge card is a telephone card that users can use to add money to their calling account. Recharge cards are and will always be needed by people to get in touch with people, send texts and subscribe to the internet. Much like any other business you need a capital. You also need to know what category of the business you would want to venture into. Now, there are basically three categories in the business namely: Recharge card retail Recharge card wholesale  Recharge card dealing Recharge Card Retail is done by recharge card retailers who purchase recharge cards from wholesalers at a cheaper amount and sell directly to end users. On an average retailers can earn about N5 from every N100 recharge card. Recharge Card Wholesale is done by recharge card wholesalers who buy in bulk and sell to retaile...

At an estimated 8.5 billion USD as at 2020, Aliko Dangote remains the richest person in Africa for the 9th consecutive year. Achieving this takes a certain mindset and lifestyle. Here are the Five Important Lessons to learn from African’s Richest Man, Aliko Dangote. 1.        Move Smart In an interview with Dangote, he said, "I always make sure I hire people smarter than me." Surround yourself with people who are knowledge seekers, even more than you. A chain is only as strong as its weakest link. Ensure your circle is full of people who motivate you to be the best you can. This shows how far Dangote is willing to go in learning even from his employees as one never stops learning. This shows how well he works SMART. 2.        Know Your Talent Speaking with Vanguard, Dangote shared, "I can remember when I was in primary school, I would go and buy cartons of sweets [sugar boxes] and I would start selling them just t...

Its no news that as a hardworking business man or woman, a time will come when you'll need to travel on business. These simple tips are to help you stay on top of your game while out of your comfort zone and remain on top when you get back from your trip. Ways To Stay Healthy On A Business Trip: Maintain Your Exercise Routine: If you have a daily exercise routine do not fail to continue your workout plan so as to keep your mind and body sharp and in top shape. A few downsides to stopping your exercise routine are the fact that the change may affect your blood pressure and blood sugar detrimentally, may add to your body weight and joint aches may occur too. (Its good to take a walk every now and then so try doing that too). Eat Healthy: Instead of eating out all the time, moderate your eating and add some fruits to your diet. If you have a specific food diet try not stray from it and if you have no choice, try and eat from food classes around your diet choices. Eating healt...

December last year, I made a post on my Facebook handle about the four essential things one must do to have a prosperous 2020. This was borne out of the fact that people set ambiguous New Year resolutions and never gets to keep to them, they set big goals and get confuse when things do not go for them as planned. The essence of this post is not just to reach wider audience but also to remind you that small goals matter as they sum up to big goals that we desire to achieve. (I will talk about small goals some other time). The Four Important things you must do before the end of 2020 are:- 1.        Create Value: I will call this Value Creation, there is no need to go into the oxford, Cambridge and other authors definition of Value Creation. In 2020, you must make intentional efforts in creating value for yourself, your business, your family, friends and even foes. People tend to stick around when they see that value is being created around a p...

Every business is aiming to grow into a bigger and better business which is really great. Growing big should be a goal but it is important to know just how good your business is while still small. While a big business is awesome, here are a few topsides or benefits that show that a small business is awesome too: A small business will most likely focus on a particular skill set or product making it a go-to for customers who need that particular skill set or product. This focus will enable employees to know exactly what the business is all about and improve competence.  As a small business it will be easier to have a unique set of products and (or) services which will build up credibility over time. The credibility of the business builds up the confidence of the boss and the employees. Confidence in business shows that the business owner know exactly how good their product or service is and is one of the best ways for a customer to trust a business. Since you focus on a par...

Being a student and looking for ways to add a little extra cash to your pocket or bank account can be two really tasking journeys. The quest to get more money to your name may end up having you fall into some serious scams on the internet. Besides scams the stress of going into business may also make you fall behind on school work. These ideas are to help students manage their time better and be more productive in the process: To better manage your time as a student you could try a weekend business as opposed to a daily business. Another idea is to run a delivery service for people who need things delivered within your school's environment for an affordable fee. A pocket friendly way to make a little extra cash would be to prepare home made snacks and drinks to be sold. They can be sold for a good enough price to stores who run day to day sales. It is important to note that while on the quest for money you do not forget your school work. As important as money is, it is...

Catering is a popularly known business in Nigeria and other countries around the world. It is sometimes difficult to keep this business afloat considering its a contract business and you can not predict exactly when next your next catering gig will pop up.  A few ways that you can use to get the best out of your catering business are stated below:           Buy in bulk: You may not be able to buy everything in bulk because you will need perishables, but things like rice, spices, canned foodstuff and other non-perishables would be more profitting when bought in bulk. Don’t be too modest, charge for what you need: Things like transporting to the market to get other things you need should be handled by your employer. They should be included in your budget, not to defraud them but to make sure you don’t spend more than you’re earning.   Market your craft: Hold tasting events to show the world what you have to offer. People will only ref...

Being an entrepreneur and a parent can be a really daunting task to say the least and the stress involved is a truck load. It's hard but you could try a few things to make it a little bit easier. All you need to do is strike a balance between being both and the following tips should be of help: Try to work around your kids schedule. This means when they're busy you need to get busy too. When they are in school or asleep would be the best time to give your work undivided attention. This is one of the upsides to working for yourself, you work at your own pace and create your own targets to your advantage. Keep work out of the way during family time. No work calls or other work related stuff during family time in order to give your family your full attention.  Try to outsource some tasks to give your family more time without it affecting your work. Pay someone to handle easily doable tasks, since its easy it will be hard to mess it up and you won't need to pay so...